NCEA Level 3 Personal Financial Capability 301
PFC301 Course DescriptionTeacher in Charge: Mrs L. MacEwan.
Recommended Prior LearningAn acceptable level of aptitude towards mathematical studies and literacy at Level 2 as judged by the HOD of Mathematics.
Personal Financial Capability
This course follows on from PFC201 to further develop knowledge in personal finance. This includes Investment Portfolios, House Financing, Budgeting for long term goals, Debt Management, Insurance and Kiwi Saver. The aim is to help students manage their own financial situations at University and beyond. The course is unit standard based but students can gain Merit and Excellence grades. A device and a calculator are strongly recommend for this course.
There is a strong need to be able to articulate your thoughts independently both through discussion and in written form.
It is expected and an advantage for students to have a personal computer to enable work completion.
This is NOT a UE Approved Subject
Course Overview
Term 1
Term 1 is focused on ways to Increase Personal Income, Credit Options and Debt Management
Term 2
Term 2 is focused on Financial goals, including Budgeting for a Long term goal and Personal Investment portfolios
Term 3
Term 3 is focused on the process for financing the Purchasing of a property.
Some standards may continue from Term 2.
Term 4
Term 4 is focused on the effects that External Factors have on personal finances.
Career Pathways
Accounts Officer, Finance Manager, Agricultural/Horticultural Consultant, Bank Worker, Dairy Farmer, Personal Assistant, Financial Adviser, Insurance Adviser, Mortgage Broker, Office Manager